Hire Wise Guide
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US

Tradespeople and home repair in the US

Builders, plumbers, electricians, roofers and more. What to check in the US, our guides for this section, and a quick way to get quotes.

Other countries

What matters in the US

Key points from our guides. Each card links to the full section.

State and local licensing

Licensing in the US happens at several levels:

From: Hiring contractors and professionals in the US

Bonding

A contractor's bond is a form of financial guarantee, usually provided by a surety company. In some states a licence bond is required to get a licence. If the contractor breaks certain rules or fails to complete work, you may be able to make a claim against the bond.

From: Hiring contractors and professionals in the US

Insurance

Ask for certificates of insurance, and check they are current and in the company's name:

From: Hiring contractors and professionals in the US

Permits and inspections

Most structural, electrical, plumbing and mechanical work needs a building permit from your city or county building department, followed by inspections at set stages. Permits protect you: inspectors check the work meets local codes, and unpermitted work can cause problems with insurance claims and when you sell.

From: Hiring contractors and professionals in the US

Liens and lien waivers

In the US, contractors, subcontractors and suppliers who are not paid can often place a mechanic's lien on your property. This can happen even if you paid your main contractor in full, if the contractor did not pay the people below them.

From: Hiring contractors and professionals in the US

Consumer protection and complaints

Each state has an attorney general's office , and many have a separate consumer protection agency. These offices take complaints, publish warnings about scams and can explain your rights, including any cancellation rights for contracts signed at home.

From: Hiring contractors and professionals in the US

Reviews and lead sites

Online directories and lead-generation platforms are a common way to find contractors in the US. They are useful for finding names, but they do not replace your own checks. Some sell your details to several contractors at once, and the level of vetting varies a lot. Always verify the licence and insurance yourself.

From: Hiring contractors and professionals in the US

How hiring differs between the UK and the US

If you have hired in one country and are now hiring in the other, these are the differences that cause the most confusion.

From: Hiring contractors and professionals in the US

Checks in the US

State contractor licence lookup. Most states run an online lookup through a contractor licensing board or a consumer protection department. Some states license general contractors at state level, some leave it to cities or counties, and some only license specific trades.

From: How to vet a builder or general contractor before you hire

Get quotes from local tradespeople in the US

Describe the job once and hear back from tradespeople near you. Then use the checks in our guides on whoever replies.

Guides in this section

Tradespeople and home repairHow to vet a builder or general contractor before you hirePractical checks for vetting a builder or general contractor in the UK, US, Canada and Australia: licences, insurance, references, past jobs and payments.Read the guide Tradespeople and home repairRed flags of a bad contractor, and what to do if you already hired oneWarning signs that a builder or contractor is a bad bet, from cash-only deposits to storm door-knockers, and the steps to take if you already hired one.Read the guide Tradespeople and home repairGetting quotes from tradespeople: what to send, how many, and how to compareWhat to include in a quote request, how many quotes to get for a home repair job, how to compare them line by line, and how a quote differs from an estimate.Read the guide Tradespeople and home repairHiring a roofer: repair or replace, insurance claims, warranties and storm chasersHow to hire a roofer: deciding between repair and replacement, getting an inspection, handling insurance claims, warranties, scaffolding and Building Control.Read the guide Tradespeople and home repairHiring a plumber: emergencies, pricing, licences and what to askHow to hire a plumber for emergency or planned work, how call-out and pricing models work, which licences apply in each country, and the questions to ask.Read the guide Tradespeople and home repairHow to hire an electrician in the UK, US, Canada and AustraliaWhat to check before hiring an electrician: registration schemes, licences, permits, inspections and the certificate you should get when the job is done.Read the guide Tradespeople and home repairHiring for a boiler, furnace, heat pump or air conditioningHow to check a heating engineer or HVAC contractor: Gas Safe and MCS in the UK, licences, load calculations and permits in the US and Canada, and warranties.Read the guide Tradespeople and home repairPlanning a bathroom or kitchen refit: who to hire and what the quote must includeHow to organise a bathroom or kitchen refit: design versus fitting, who coordinates the trades, what a full quote covers, staged payments and lead times.Read the guide Tradespeople and home repairHow to hire a painter and decoratorWhat to check when hiring a painter: preparation, number of coats, who supplies the paint, interior versus exterior work, lead paint and questions to ask.Read the guide Tradespeople and home repairHiring a gardener or cleaner for regular help at homeHow to hire a regular gardener, landscaper or house cleaner: employed versus self-employed or agency, insurance, keys and trust, trial visits and pricing.Read the guide

Hiring in the US: the full guide